This one is straight from Wikipedia. You’d have thought someone in charge of markets had heard of this before:
In engineering, Fault-tolerant design, also known as fail-safe design, is a design that enables a system to continue operation, possibly at a reduced level (also known as graceful degradation), rather than failing completely, when some part of the system fails. The term is most commonly used to describe computer-based systems designed to continue more or less fully operational with, perhaps, a reduction in throughput or an increase in response time in the event of some partial failure. That is, the system as a whole is not stopped due to problems either in the hardware or the software. An example in another field is a motor vehicle designed so it will continue to be drivable if one of the tires is punctured. A structure is able to retain its integrity in the presence of damage due to causes such as fatigue, corrosion, manufacturing flaws, or impact.
We need more than a bailout, we need solutions.
Wikipedia, 06:45, 1 September 2008